17 year old car owner/driver needs a proper car insurance policy

Article by ashok kaul

17 year old car owner/driver needs a proper car insurance policy

With the number of young car drivers growing every day, there is a need for a specific car insurance policy, which caters to 17-year-old drivers, having their own cars.

While we have the figures showing that the younger drivers being inexperienced are involved in more car and other accidents, than the older drivers. However, it cannot be said for the whole lot of young drivers, particularly the 17-year-old car drivers. At the same time, there is a greater need to educate the young car drivers including 17-year-old drivers to search for a comprehensive and proper car insurance policy that suits them best.

Certain insurance brokers may offer an insurance policy that has every stuff in it and ultimately it may not prove useful to the 17-year-old car driver, as there may be nanny benefits offered with the car insurance policy, which are not at required by the young driver.

The law should be very stringent with regard to the car insurance policy, particularly for the 17-year-old car drivers having their own cars. The law has to ensure that a 17-year-old car driver has a proper and well-documented car insurance policy, before he takes on the wheels and goes off to the road for a drive. Certain countries have fixed penalties for not having a proper car insurance policy by the 17-year-old car driver. In Great Britain the penalty for not having proper car insurance is a six point fine. This means in real terms that a 17-year-old car driver has to appear for a retest as their license gets revoked due to this offense.

Young car drivers, especially 17-year-old drivers and till the age of 25 years, are deemed as high-risk drivers. This means that the chances of more accidents are higher with this age group of drivers. Hence, most of the insurance companies add up their costs to quote a higher price for a 17-year-old car driver to have the car properly insured.

However, there are many instances where we can find that the insurance brokers and companies have a genuine case to put up the prices, as 17-year-old car insurance will have to meet the excess claims from the 17-year-old drivers due to their inefficient handling of the vehicle and its maintenance..But at the same time there are certain car insurance companies who provide 17-year-old car insurance at cheaper and reasonable prices, as they are specialists in the field of providing car insurance policies to the young drivers only, like a 17-year-old driver.

One needs to do a online search for such companies and here is the link to one website that can help

. http://www.car-insurances-online.com/17-year-old-driver-auto-insurance.htmDuring the course of learning car driving, a 17-year-old car driver is taught to drive slowly and that too a older vehicle, so that the driving skills get perfect and the 17 year car insurance policy is also cheaper to get. Another web site address given here can be of much help in this direction.

http://www.car-insurances-online.com/17-year-old-driver-auto-insurance.htm

In Netherlands, we can find many Dutch companies that can give a proper autoVerzekering and the companies like the following Dutch website can prove very useful

: http://www.car-insurances-online.com/autoverzekeringen-aanbieders-nederland.htm

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