Free Car Insurance Tips

Many car insurance agents will suggest that you install safety devices on the vehicles to reduce the car insurance rate. There are various kinds of safety devices that you can install the vehicle. One of the most common safety devices that people install in their cars is the airbag. The airbag can prevent the passenger from being thrown out of the front screen. The air bag is designed to protect the passenger regardless of his size and weight.

 Another safety equipment you can choose in the vehicle is the anti-lock brake system. The anti-lock brake system prevents your vehicle from slipping on the highway. Many cars are already equipped with the anti-lock brake systems. If your car is already equipped with an anti-lock brake system, you can ask the car insurance provider to give you discount. Besides, you can install the daytime running lights. The daytime running lights allow you to see clearly the objects that are ahead. With the daytime running lights, you will be able to see the objects in front of you more clearly. It prevents you from colliding with the pedestrians.

 You can install the anti-theft system into your vehicle to prevent the thieves from stealing your vehicles. The anti-theft system will lock the steering wheel and pedals so that it is more difficult for the theft to drive away your car. In addition, you can install the windows sketching system. The windows sketching system prevents thieves from making modification to the identification number of the vehicle.

 You can install the stolen vehicle recovery system. The stolen vehicle recovery system allows police to easily track the stolen vehicle after the thief had driven it away. Many vehicles are equipped with the tire pressure monitoring systems. The tire pressure monitoring system will inform you when the tire does not have to correct pressure. If your tire does not have enough pressure, it will not be able to run smoothly on the highway. Rearview camera allows you to observe the things that you cannot see in the side view mirror. Besides, you can install the blind spot detection system. The blind spot detection system allows you to view the object in the blind spot. The lane departure warning system allows you to determine the speed and distance of the vehicles that are approaching you..

Car Insurance Tips for Young and Old Drivers

Many people often complain about how expensive the car insurance rate is. Car insurance rate is indeed expensive but you don’t have to pay for the full price. You can get the car insurance coverage at a cheaper rate if you apply the discounts. One of the factors that influence the car insurance discounts is age. There is a different rate assigned for drivers in different age groups.

If your age is under 25 years old, the insurance provider will increase the car insurance premium rate because young drivers have a higher tendency of getting involved in accidents. If you are aged above 25 years old, you will pay a lesser car insurance rate. The car insurance premium rate for senior citizens is also expensive. If you are aged above 65 years old, you will probably get the same high rate that young drivers pay. Senior drivers are old so their bodies can move around conveniently. Their eye sights are not as good as in their younger days. Therefore, they have to pay a higher car insurance rate.

 Young drivers and senior drivers can get cheaper insurance rate by attending the drivers defensive course. The driver defensive course has professional instructors to teach you how to drive carefully on the road. After you have attended the drivers defensive course, you will find that you are more knowledgeable about the traffic law. It is important that you obey the traffic laws if you don’t want to get involved in the car accidents. After you graduated from the drivers defensive course, you will receive a certification. You can show the certification to the car insurance provider. When the car insurance provider sees the certification, he will give you discount on the car insurance premium.

 Young drivers can also get discount by doing well at school. Many car insurance companies are offering discounts for young drivers that score all As in their SAT or ACT exams. If you score straight As in your SAT or Act exams, you can bring the transcript to the insurance provider and ask him to give some discount. You can also get the good students discount if you score at least Bs in all your subjects. The better your exam grades is, the more discounts you will get. If you are an excellent student in the school, you can ask the headmaster to write a letter to the insurance provider. Students who rank in the top 20% of the school can expect to get the good students discount. The good students discount can help you to reduce the car insurance premium by 10 – 15%. 

 Before buying car insurance, be sure to spend time using the search engine to do research on the car insurance rates. By doing research on the car insurance rates, you will be able to save your money and buy from a reliable car insurance provider. The car insurance provides should have good feedbacks from customers and high financial rating so that you won’t get cheated..