How to get 17 years old car insurance.
July 26, 2011 by
Filed under Cheap Auto Insurance
At 17, The only choice to get 17 years old car insurance is to go on the teen parents’ policy, so you’ll have to call agent for figures. For 17 years old car insurance the most efficient way to get a great rate is do a policy comparison on auto policies. Make sure that you compare similar policies with the same deductibles, car make, zip code, etc so that all options are a good comparison. Sometimes, companies will give 17 years old car insurance at discount prices if they make good grades. If your teen maintains good grades, check to see if this is an option in your area. If so, you could encourage your 17 year old to work hard at school by rewarding him or her with a car.
There is kind of cars that gives 17 years old car insurance discounts.This is one fact that you should know on getting 17 years old car insurance.It is an older sedan, with nothing owed on it, colour does not matter with this 17 years old car insurance. Automatic seatbelts and airbags are good for discounts.As is a 3.5 GPA or better. If the car is financed, an alarm (active, sends a signal if tampered with, like Lojack, not passive (just noise) is also a discount. If parent(s) are the ones on the loan, ergo on the title, and (s)he or they have clean driving records, then listing them as drivers will also help for discounts. Other cars that can help the youngsters save up in 17 years old car insurance are Vauxhall Corsa,Peugeot 106, the Fiat Panda, the Mini, Fiat Uno, Citroen AX, Peugeot 205, Renault 5 and the Vauxhall Agila. These cars enable 17 years old car insurance for discounts.
If there is an expert driving course available,it is suggested to take the course, most companies also give a discount for that.If you are away from home, college or your own place, multiline is also a discount for this 17 years old car insurance. Although many are not aware of it, the amount of premium that you have to pay for a car also depends on the size and power of the engine in the car. So if you want to keep that premium as low as possible, try to limit your engine size to 1litre or less. Anything bigger will make the amount of the premium dash up. A standard 1litre engine car will cost £1336 while a little jump to an engine capacity of 1.4litres will make the price go up to £4000.
In order to get cheap 17 years old car insurance, the little things will help a lot. You can also read the offers of different companies on the internet and option for the insurance that suits you best after comparing them. Comparing the different offers is a great of getting cheap 17 years old car insurance. You’ll make a good deal out of it when you are aware of the market. So what you have to do is a little bit of research before you decide to take a particular insurance. Youngsters often need to save up a lot of money for various purposes, so if just a bit of research and a good choice can help you save a lot of money on your car insurance, you must employ the effort.
Try keeping your deductibles high. One way you can do this is by not turning any minor incidents in. Only inform the insurance companies whenever your vehicle is involved in a bad accident. If you keep the deductibles high enough, you can save a lot of money over the next few years. Be sure to choose the same coverage amounts, you can get an quick quote to compare against others. Use the same coverage area, auto make and model, mileage and driving history to ensure you get accurate comparison.To get 17 years old car insurance, do some shopping around. There are comparison charts on the internet. You can also get free quotes online. Some sites even offer multiple quotes at once. See what you can find if you want your 17 years old car insurance.
Many people taking out car insurance are usually ignorant of the fact that in case of a claim,especially 17 years old car insurance, they should not expect to make a profit from the compensation they receive from the auto insurers.
For example if your 5-year old car is completely damaged, it is unrealistic to expect the insurance company to replace it with a brand new vehicle. Insurance is not about the policyholder making a profit from their misfortune. This is a very important aspect of 17 years old car insurance that needs to be understood well because it will save you a lot of grief and disappointment in the event of an accident.
The terms betterment and depreciation come into play. What this means is that despite the premium you have been faithfully paying, in the event that your car is damaged beyond repair and needs to be replaced, then a car insurance company has to take into account the issue of depreciation. In other words the wear and tear of the car since it was first insured. What this means is that you as the owner of the car will have to pay up the difference, in the event that your vehicle is being replaced with a brand new one by the insurer.
Many people may find this insurance principal difficult to understand or take in. However the truth is that even when you take out any insurance and not just car insurance, topmost on your mind will not be profit but rather protection and compensation in the case of misfortune. The idea is to restore things to exactly what they were before your misfortune. Not give you a windfall after an accident. If this were the case then chances are that many would be very tempted to “prompt accidents”.
It is therefore unrealistic to expect the insurance company to give you a brand new vehicle to replace your 5 year old ramshackle. But what you should realistically expect is compensation from your insurance that takes into account depreciation so that you are required to make a small contribution to getting your new car.
Written by paktam